No Tricky Credit Check Required
Once you make an application for an OppLoans unsecured loan, you don’t have to concur up to a hard credit check—the type that could harm your credit scores—because OppLoans won’t review your Experian, TransUnion or Equifax credit history.
Nevertheless, OppLoans will review a written report and credit rating from Clarity Services, a specialty customer reporting company that’s owned by Experian. Clarity Services concentrates on nontraditional information, including loans and monetary solutions for lower-income and lenders that are subprime.