just exactly What loans aren’t included?
The information that is following perhaps perhaps not included regarding the Central Credit join or the ICBвЂ™s database:
- PawnbrokersвЂ™ records
- Earnings and wage information
- Courts Service records вЂ“ such as for instance details about instalment purchases or accessories of profits
- Insolvency Service of Ireland records (such as for example details about credit card debt relief notices, individual insolvency or bankruptcy)
- Deposit reports
- Tax liabilities
Consent for information that is personal to be included on a database
Under information security laws, organisations that hold your private information must show why these are typically keeping it.
Central Credit Enter
The basis that is legal the Central Bank to gather and hold private information within the Central Credit join is scheduled call at the credit scoring Act while the laws.
Lenders must submit your credit and personal information towards the Central Credit enter.
Irish Credit Bureau
The ICB depends on the principle of genuine passions underneath the General Data Protection Regulation (GDPR) once the basis that is legal gather and process your private and credit information.